Terms of Use

Acceptance of terms

By accessing or using this website you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational purpose

Crash Course Coverage is an online resource about vehicle damage events that may occur without a traditional collision. All material is general information and is published for general information only.

No professional advice

Nothing on this site is insurance, legal, or financial advice. We are not an insurance carrier, agency, broker, adjuster, comparison service, or quote provider, and using this site does not create a professional relationship of any kind. Coverage questions about a specific policy should go to the company that issued it. The terms of your own policy always control.

User responsibilities

• Provide accurate information when you use a form on this site
• Only submit a mobile number that you own or are authorized to use
• Do not attempt to disrupt, scrape, or misuse the site
• Do not use the material to mislead others

SMS program

Participation in the Crash Course Coverage SMS Program is entirely optional and is never required to use this website. The program is governed by the standalone SMS Terms of Service. Accepting these Terms of Use is not consent to receive text messages. Text message consent is given separately, one category at a time, on the subscribe page.

Intellectual property

The text, diagrams, and layout of this site belong to Crash Course Coverage. You may read, print, and share the material for personal, non-commercial use with attribution. Republishing it commercially requires written permission.

Third-party links

Links to outside resources are provided for reference. We do not control those sites and are not responsible for their content, accuracy, or availability.

Disclaimers

The site is provided on an as available basis. We work to keep the material accurate and current, but we do not warrant that it is complete, error free, or applicable to your situation. Practices vary by insurer and by state.

Limitation of liability

To the fullest extent permitted by law, Crash Course Coverage is not liable for any indirect, incidental, or consequential damages arising from your use of the site or from reliance on any material published here.

Changes to these terms

We may revise these terms. The effective date at the top of this page shows when the current version took effect. Continued use of the site after a revision means you accept it.

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