About
The damage
nobody plans for.
What we are
Crash Course Coverage publishes free guides to car damage that happens without a crash.
What we are not
Not a carrier, agency, or broker. No quotes. No comparisons.
How we write
Plain words. Policies differ, and your policy always controls.
What we cover
- Theft and break-ins
- Hail and severe weather
- Fire and electrical damage
- Vandalism
- Falling objects
- Animal impacts
- Comprehensive deductibles
Words worth knowing.
- Peril
- A specific cause of loss or damage, such as hail, fire, theft, or vandalism.
- Comprehensive event
- A damage event that happens outside of a collision with another vehicle or object while driving.
- Deductible
- The portion of a covered repair cost the vehicle owner is responsible for before coverage applies.
- Total loss
- A determination that repair costs have passed a threshold relative to the vehicle value.
- Act of nature
- A damage event caused by weather or natural forces rather than by a person or a vehicle.
- Salvage title
- A title status applied to a vehicle after it has been declared a total loss.
New guides, when they land.
Get UpdatesCrash Course Coverage publishes general information about comprehensive auto coverage concepts. It is not insurance advice, and it is not an insurance carrier, agency, broker, or comparison service.